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Compliance officer resume example

A resume for a bank compliance officer with seven years in BSA/AML and consumer compliance. Chief compliance officers and bank executives hire on exam results, program ownership and certifications, so those appear first, with the scale of the institution beside them.

Compliance officer resume example, page 1 of 1Hyejin BaekBSA/AML Compliance Officerhyejin.baek@example.com · (980) 555-0114 · Charlotte, NC · linkedin.com/in/hyejinbaekSummaryBSA/AML compliance officer with seven years at community banks. I run the BSA program day to day, keepregulators satisfied with clean exams, and write policies and training that front-line staff can actually follow.CAMS and CRCM certified.ExperienceBSA/AML OfficerFeb 2022 – PresentCatawba Community Bank · Charlotte, NC•Run the BSA/AML and OFAC program for a $2.1 billion bank with 24 branches, reporting quarterly to theboard risk committee.•Led the bank through two FDIC and state examinations with no BSA findings or matters requiring attention.•Tuned transaction monitoring scenarios in Verafin, cutting false-positive alerts by 40% while suspiciousactivity reports stayed level.•Oversee investigations by 3 analysts and file about 150 SARs and 900 CTRs a year.•Rewrote the BSA/AML risk assessment and train 380 employees each year, with 100% completion.Compliance AnalystJul 2019 – Jan 2022Piedmont Trust Bank · Charlotte, NC•Tested about 400 loan and deposit files a year for Regulation E, Regulation Z and fair lending requirements.•Built a complaint tracking log that cut average complaint response time from 21 days to 9.•Completed beneficial ownership reviews for 600 business accounts ahead of a regulatory exam.EducationB.S. in Finance2015 – 2019University of North Carolina at Charlotte · Charlotte, NCCertificationsCertified Regulatory Compliance Manager (CRCM)2023American Bankers AssociationCertified Anti-Money Laundering Specialist (CAMS)2021ACAMSSkillsBSA/AML program management · OFAC sanctions screening · KYC, CDD and beneficial ownership ·SAR and CTR filing · Transaction monitoring · Verafin · Risk assessments · Regulation E and Regulation Z ·Fair lending · Compliance testing · Policy writing · Regulatory exams · Staff trainingLanguagesEnglish Native · Korean Fluent
Compliance officerUse this example

What recruiters look for

  • Regulatory exam results: clean exams, no findings or matters requiring attention, or issues closed on time.
  • Scale of the program: institution size, branches, alerts, SARs and accounts. It tells a reader what you can handle.
  • Regulations you know: BSA/AML, OFAC, consumer rules (Regulation E, Z, B, CRA, fair lending) or the rules of your industry.
  • Monitoring and testing: tuning systems, running testing programs and fixing what testing finds.
  • Certifications: CAMS, CRCM, CCEP or industry-specific credentials are often listed in the job ad.

Writing the summary

Name your compliance area, years and the type and size of organization, then the parts of the program you own. End with your certifications.

The summary in this example

BSA/AML compliance officer with seven years at community banks. I run the BSA program day to day, keep regulators satisfied with clean exams, and write policies and training that front-line staff can actually follow. CAMS and CRCM certified.

Healthcare compliance officer

Healthcare compliance officer with eight years at hospital systems, running auditing, HIPAA privacy investigations and the compliance hotline for 9,000 employees. Certified in Healthcare Compliance (CHC). I turn audits into fixes departments actually adopt.

Compliance analyst moving up to officer

Compliance analyst with four years in BSA/AML investigations at a regional bank, now leading alert reviews for a team of 4 and drafting procedures. CAMS certified and ready for a BSA officer role at a community bank.

Bullet points that work

Strong lines for this role, beyond the ones in the example. Borrow the shape and put in your own numbers.

  • Closed 7 prior exam findings within 6 months, with examiners confirming remediation at the next visit.
  • Reduced the OFAC screening backlog from 1,200 alerts to zero in 5 weeks by re-tuning fuzzy matching thresholds.
  • Built a compliance testing calendar covering 18 regulations, completed on schedule two years running.
  • Led the compliance review of a new mobile banking product, launching on time with no consumer complaints in year one.
  • Wrote 25 policies and procedures, approved by the board, in plain English with flowcharts for branch staff.
  • Investigated 300 alerts a year and wrote SAR narratives praised by examiners as clear and complete.
  • Ran a fair lending analysis of 5,000 mortgage applications and presented findings to the board.
  • Designed a role-based training program that cut repeat errors in branch CTR filings by 70%.
  • Managed a $250,000 compliance budget and 2 outside vendors.

Skills to list

Hard skills

  • BSA/AML and OFAC
  • KYC, CDD and enhanced due diligence
  • Transaction monitoring systems (Verafin, Actimize or similar)
  • Consumer compliance (Regulation E, Z, B, CRA, HMDA)
  • Risk assessments
  • Compliance testing and monitoring
  • Policy and procedure writing
  • Regulatory exam management
  • Investigations and SAR narratives

Soft skills

  • Explaining rules to non-specialists
  • Independence and integrity
  • Working with examiners
  • Influencing business leaders

Certifications and licenses worth listing

  • Certified Anti-Money Laundering Specialist (CAMS), ACAMS: the standard credential for AML roles.
  • Certified Regulatory Compliance Manager (CRCM), American Bankers Association: the leading consumer compliance certification for banks.
  • Certified Compliance and Ethics Professional (CCEP), SCCE: for corporate compliance roles outside banking.
  • Certified in Healthcare Compliance (CHC), HCCA: for hospital and health plan compliance.

Length and format

One page up to about ten years, two after. Put certifications where they are easy to see, since many compliance job ads list them as requirements.

Common mistakes

  • Bullets that restate the regulation (“ensured compliance with BSA”) instead of what you did and what happened.
  • Leaving out the institution size or exam results, which are the clearest measures of your level.
  • Disclosing confidential findings or SAR details. Describe the work in general terms.
  • Listing every regulation you have read. Keep the ones you have owned or tested.

Questions and answers

Do I need a law degree to be a compliance officer?

No. Many compliance officers come from banking operations, audit or finance. A law degree helps for some senior roles, but certifications and exam experience matter more for most.

Should I mention regulatory exams on my resume?

Yes, in general terms: the regulator, the area examined and the result (for example “no BSA findings”). Never include confidential supervisory information beyond that.

Which certification should I get first?

CAMS for AML work; CRCM for consumer compliance at banks (it requires three years of experience). Outside banking, CCEP or an industry-specific credential.

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